Disclaimer

Last updated: July 5, 2026

Educational Content Only

The articles, guides, calculators, and other content on floridadscrloanguide.com are provided for general educational and informational purposes only. Nothing on this website constitutes financial, investment, legal, tax, or accounting advice. You should consult qualified professionals — including a licensed loan originator, attorney, and tax advisor — before making decisions about financing investment property.

Not a Commitment to Lend

Nothing on this website is an offer to lend, a loan approval, or a commitment to lend. All loan approvals and final terms are subject to a completed application, credit review, acceptable collateral and appraisal, underwriting, and program guidelines in effect at the time of application. Program terms, eligibility criteria, and guidelines may change without notice.

Rates and Figures

Any interest rates, rate ranges, payment examples, ratios, loan limits, insurance figures, market statistics, or other numbers shown on this site are illustrative, may reflect the date the content was published or last updated, and may not be available at the time of application, commitment, or lock. Your actual rate and terms depend on your credit profile, down payment, property type, debt service coverage ratio, occupancy, prepayment structure, and market conditions.

DSCR Loan Programs

DSCR loans described on this site are business-purpose loans for investment properties only and may not be used to finance a primary residence. Qualification is based primarily on property cash flow, satisfactory appraisal, and borrower creditworthiness rather than personal income documentation. Closing timelines referenced on this site reflect historical performance and are a goal, not a guarantee.

Third-Party Content and Links

This website may reference or link to third-party websites, data sources, and market statistics. The Doce Mortgage Group does not control and is not responsible for the accuracy, completeness, or availability of third-party content. References to municipalities' short-term rental rules, tax policies, insurance markets, and similar regulatory topics are summaries that may change; always verify current rules with the relevant authority.

Contact

Questions about anything on this page? Call (305) 661-3434.